American Express

Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100!
The Membership Rewards program - Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
Express Approval. Get a decision in 60 seconds.

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	$125 annual fee	N/A	N/A	N/A	American Express

3-2-1 Points: Earn Membership Rewards(R) points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
No annual fee for your first year, a savings of $175
Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership
Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	First Year Free, then $175 annual fee	N/A	N/A	N/A	American Express

When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase
No Annual Fee
0% Intro APR for 6 months on purchases
Express Approval. Get a decision in less than 60 seconds.

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	No Annual Fee	Yes	0% on Purchases for 6 months	17.24%-21.24% Variable	American Express

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	No Annual Fee	Yes	0% on Purchases for 6 months	17.24%-21.24% Variable	American Express

Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
Built-in Miles Boost^SM - earn up to 30,000 MQMs and 30,000 bonus miles
Complimentary Crown Room Club(R) access for you and two guests
Access to American Express(R) Concierge Services
Pay with Miles - pay for all or part of any Delta flight with your miles

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	$450 per year	Yes	None	14.50%	American Express

Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
Earn one companion Coach Class ticket each year upon renewal
Earn at least 1 mile for every eligible dollar spent
Miles never expire and there is no cap on the miles you can earn
Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
Express Approval. Get a decision in less than 60 seconds.

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	$150 per year	Yes	None	14.50%	American Express

Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
No annual fee for the first year and $45 thereafter
Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
Express Approval. Get a decision in less than 60 seconds.

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	No annual fee for the first year - $45 thereafter	Yes	2.90% on Purchases and Balance Transfers for 6 months	15.24%	American Express

Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership - redeemable for one domestic round-trip Coach-Class airline ticket!
Airport Club Access: Access airport lounges around the world, compliments of Airport Club Access Program.
24-Hour Concierge Service: From buying gifts to making reservations, the Platinum Card(R) Concierge is at your service so you can spend your energy doing what you want.
FINE HOTELS & RESORTS: Receive special amenities and comforts when staying at more than 600 boutique, resort and luxury hotels around the world.

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	$450 annual fee	N/A	N/A	N/A	American Express

Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
No Annual Fee with your paid Costco Membership
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
No Limit on the Cash Back earned

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	No Annual Fee with your paid Costco Membership	Yes	0% on Purchases for 6 months	15.24%	American Express

Earn 10,000 Membership Rewards® points after first purchase.
Enjoy a low annual fee of just $25 for Basic Card
Pay no interest - that's because you pay in full each month
Choose the Lifestyle Packs you want to customize your Card with the benefits you use most
Protect eligible purchases with Purchase Protection and Extended Warranty
Earn Membership Rewards(R) points with every eligible purchase - redeem points for travel, shopping, and great entertainment rewards

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	$25 annual fee	N/A	N/A [You must pay your balance in full each month]	N/A [You must pay your balance in full each month]	American Express

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